Is Antemate free?
Yes. Groups, friends, every way to split, every currency, settling up, comments, history, search and totals are free for everyone, with no ads — and a free account adds 5 new expenses a day. Pro is US$2.99 a month or US$19.99 a year: unlimited expenses, repeating expenses, receipt photos, PDF statements, receipt scanning, menu translation, questions about your ledger and plan against actual. Or one person buys a US$4.99 trip pass that gives everyone in one group the group tools for 30 days. Only the people who want those pay, and settling up is never limited.
Do my friends have to sign up?
No. Add somebody by name and their shares count from the first expense. If they join later — by email, or by tapping the group link — they take over that seat and everything already recorded is waiting for them.
Does it work offline?
Yes. Add an expense with no signal at all and it syncs when you have one, in the order things happened, without being lost or counted twice. The ledger is built around that rather than having it bolted on.
Which currencies does it support?
160 and more. Each group counts in one currency, and every expense in another keeps the exchange rate from the day it happened — so a debt agreed on Tuesday is still the same number on Friday. Where you have balances in several currencies, each is shown on its own, yours first; they are never added together at a made-up rate.
Does Antemate move money or connect to my bank?
No, and deliberately. Settling up records that you paid and points you at the payment app the two of you already use. We never hold or transfer money, never see a card number, and never read a bank account.
Can I bring my Splitwise history across?
Yes. Export a group from Splitwise as a CSV and import it into an Antemate group, free. Every row lands with exactly the shares Splitwise had, so the balances arrive intact, and a row it cannot read for certain is shown to you rather than guessed. There is an honest page on where each app is the better pick, linked below.